UJJWAL KALIA
Realtor®
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C - (403) 991-4312
O - (403) 683-6000
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How to Buy a House
Alberta Down Payment Assistance Programs
If you have a hard time saving for your down payment, you can receive down payment assistance. However, most of these programs are designed for first-time buyers. These are federal, provincial, and municipal programs designed to help you:
Name
Description
This allows you to withdraw up to $35,000 tax-free from your RRSP to contribute to your down payment.
Ashared equity mortgage where the government lends you 5-10% of your fixed home value. However, because it's fixed, the amount you have to repay increases with your home's appreciation.
This allows you to receive a rebate for taxes paid on new or significantly renovated homes.
Provides low-income earners with a maximum loan of up to 5% of their home's value.
Provides first-time homebuyers with a five-year deferral on land costs.
A shared equity mortgage where homebuyers can receive property for a minimum down payment of $2000.
If you don’t have enough down payment saved and cannot qualify for a downpayment assistance program, you could consider arent-to-own program.
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About us
As a Realtor® licensed in Alberta, Ujjwal provides Strategic Marketing and Transaction Management services to his clients across many G.C.A. markets. His business is built on: Dedication, Communication, Determination, & Trust while embodying the ability to cater and adapt to all of his client’s Real Estate needs. “Just as the Real Estate industry evolves to become more innovative and efficient, so do I.” A Calgary native for over 20 years, his knowledge of the city’s geography can assist you with all of your Residential Real Estate endeavors on both sides of the sale Buying or Selling! In addition, he provides exceptional Real Estate services to ensure you feel confident with your decision to hire him. Thank you for visiting my website... Don't forget to register for FREE. When you are member you will have access to more "exclusive listings" then any other platfrom... Enjoy!
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Cell - (403) 991-4312 | Office - (403) 683-6000
242 Kincora Cove NW, Calgary, AB, T3R 1K9
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